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FSDU Symposium on Financial Inclusion

On October 30, 2017, as part of Financial inclusion week running from 30 October to 3 November 2017, FSDU held its first Symposium on Financial Inclusion at the Kampala Serena Hotel. The Symposium was a success attracting over 150 high profile stakeholders from the financial sector in Uganda. The theme for this year’s global financial […]

Notes from the Frontier: Spurring Refugee Economic Inclusion in Rwanda through Inclusive Financial Products

Note to reader: For the safety of the refugees and following guidance from UNHCR, no names or pictures have been used in this piece. Thursday 2nd November 2017 was the start of a two-day immersion in the Gihembe Refugee camp in Northern Rwanda. Our task – to develop financial services products that are relevant, affordable […]

Low-cost private schools; the untapped gold mine for financial institutions

The concept of the missing middle and needs of SMEs goes beyond access to finance. There is need for support in governance, business development and mentorship. To take this forward financial institution have been challenged to innovate financial products for affordable private schools which experts say have a huge but untapped revenue growth potential for […]

Uganda’s rural households will be energy deprived unless swift action is taken

A new report by the Bill & Melinda Gates Foundation warns that the 2013 Sustainable Development Goals (SDG) targets will not be achieved based on the current course of action by world leaders. One of the SDG goals is achieving 100% access to the electrical grid. The 2014 Africa Energy Outlook showed that more than 620 million people in sub-Saharan Africa […]

Why collaboration and not competition, is key in improving financial services industry in Uganda

The financial services industry – banks, mobile network operators, insurance providers and others – have historically sought to work independently in achieving their profitability goals. With the recent global and regional influx of Fintechs – companies that leverage technology and innovation to compete in the financial services marketplace – this industry is getting significantly more […]

Consumer Protection: Is your Money Safe?

By Joseph Lutwama Policy, Legal and Regulatory Specialist Can my money ever be safe? Can I trust the bank to keep my money safe? I am sure at some point in your life you have asked yourself these questions when deciding where to keep your money. Five out of every ten adult Ugandans keep their […]


FinTech Association of Uganda in partnership with Financial Sector Deepening Uganda (FSDU) launched the FinTech Association of Uganda at the Sheraton Kampala Hotel on August 31, 2017. The emergence and increasing dominance of mobile money in Uganda has resulted in the development of digital financial services. Though still at infancy, digital financial services present immense opportunities […]

The case of Mobile Money innovation in Uganda

Undeniably, a lot has been said as well as written about mobile money. However, it seems there is still some unfinished business related to the topic of mobile money. This unfinished business explains why there is still an ongoing debate about the effect of mobile money on an economy, in this case the economy of […]

Trade, Poverty and Pencils

At the time of writing this piece, 13 July 2017, the Great Lakes Summit will be taking place in Munyonyo for two days. According to the website, Kampala will play host to a gathering of politicians, businesses and pro-market advocates from Europe, East Africa and beyond. The summit will explore the vast opportunities for greater trade and […]

The Regulatory Tweaks That Will Spring Refugees in Uganda To Economic Inclusion

Uganda is home to 1.2 million refugees, with more than 800,000 refugees entering the country since July 2016. Most refugees this year come from South Sudan and others have come from the neighbouring conflict-affected countries including the Democratic Republic of Congo, Rwanda, Burundi and Somalia. While the immediate concern is with feeding and caring for the basic needs […]