2025 Annual Report

Financial inclusion in Uganda has come a long way. Access to financial services has expanded, digital payments have become part of everyday life, and new technologies are reshaping how people save, borrow, invest, and transact. […]

Financial inclusion starts with visibility: What Uganda’s MSE Recovery Fund reveals about kYC and data

By the MicroSave Consulting Team Financial inclusion starts with visibility. Before entrepreneurs can access credit, insurance, savings, or business support, they must first be recognised by the systems designed to serve them. Yet across much […]

Deepening Financial Inclusion for Young Women in Uganda: Insights across Key Segments

This paper summarises Financial Sector Deepening Uganda’s research on how young Ugandan women are accessing and using financial services. It was produced under the Young Ugandan Women’s Financial Inclusion (YUWFI) initiative, which aims to understand […]

Beyond Recovery: What Uganda’s MSEs Need to Scale

Drawing on insights from over 100,000 enterprises supported through the MSE Recovery Fund, this brief explores what the evidence means for policymakers, participating financial institutions (PFIs), and development partners shaping Uganda’s MSME finance landscape

Deal Flow Facility Demand-Side(Investee) Outlook Report

The Deal Flow Facility (DFF) is a non-investing technical assistance and matchmaking platform hosted by FSD Uganda and anchored within the Capital Markets Authority (CMA), with funding from the European Union. It was established to […]

Connected But Not Included: Is Owning a Mobile Phone Enough to Enter the Digital Economy?

By Andrew Tugume In Arua town, a young produce trader scrolls through her smartphone between customers. She uses WhatsApp to coordinate deliveries from farmers and receives mobile money payments from Kampala buyers. Increasingly, she is […]

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