Synopsis: Bright Life (BL), a Pay-as-you-go (or PAY Go) solar company piloted a unique and first-in-region partnership with a formal financial services provider (FINCA Uganda) to expand formal savings and credit provision through access to energy products for the bottom-of-pyramid (BOP) segment. Learnings from the pilot have demonstrated how FSPs can offer formal savings and loan products to low-income earners through innovative partnerships that demonstrate loan repayment capacity for existing financed assets. Innovative partnerships that leverage customer repayment data are enabling formal financial service providers to expand credit facilities and savings products to customer bases they do not yet know/ understand.