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Government to Person (G2P) Payment Guidelines

Government to Person (G2P) Payment Guidelines

Financial Sector Deepening (FSD) Uganda is the country’s leading institution on financial inclusion and inclusive financial market development. FSD Uganda provides technical assistance and catalytic grants to enable innovation and scale. This ...
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Market Research on Unsecured Lending for MSMEs

Market Research on Unsecured Lending for MSMEs

Micro, small, and medium enterprises (MSMEs) (including smallholder farmers) struggle to access formal credit due to a lack of collateral and poor record keeping preventing them from making productive investments. FSD Uganda ...
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Strengthening the effectiveness of Uganda's consumer protection framework

Strengthening the effectiveness of Uganda’s consumer protection framework

An assessment of credit cost disclosures There is a need to promote trust in the financial sector by putting robust consumer protection measures in place - this will help protect lower-income borrowers ...
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Assessing the Economic Resilience of Ugandan Households Before COVID

Assessing the Economic Resilience of Ugandan Households Before COVID

Uganda’s informal sector driven by trade, hotels, restaurants, manufacturing and agriculture - which forms the primary source of livelihoods for about 3 million households and has a high number of inter-linkages across ...
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Empowering refugees and host communities through financial inclusion

Empowering refugees and host communities through financial inclusion

Background: Financial Inclusion for Refugees (FI4R) project Uganda hosts one of the largest refugee populations in the world with approximately 1.1 million refugees settled in urban centres and 28 refugee settlements across ...
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Shifting the Regulator Mindset in Uganda

Shifting the Regulator Mindset in Uganda

Uganda has made, and continues to make great strides in regulation. Perhaps most notably is the development of regulatory experiment (or sandboxes) – a cutting edge approach designed to allow fintechs to ...
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Report on Banking and the Status of Financial Inclusion in Uganda

Report on Banking and the Status of Financial Inclusion in Uganda

This report aims to give an overview of the Ugandan banking sector and the potential opportunities that exist to increase the banked population. The information generated by the FinScope Uganda survey, conducted ...
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Report on Informal Financial Inclusion in Uganda

Report on Informal Financial Inclusion in Uganda

Efforts to increase formal financial inclusion in Uganda are faced with significant challenges which are both supply and demand side in nature. From a supply-side perspective the most significant challenge is that ...
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Analysis of status of financial inclusion for women and youth in Uganda

Analysis of status of financial inclusion for women and youth in Uganda

Money management, planning and the safe building of assets are core components of a larger set of economic and social skills needed to achieve a sustainable livelihood. In recent years, there has ...
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Report on Uptake of Insurance Services in Uganda 2018

Report on Uptake of Insurance Services in Uganda 2018

The findings of the FinScope survey conducted in 2018 show that formal insurance uptake in Uganda is at 1%. Current insurance penetration in Uganda is also estimated at 1%. The low level ...
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Insurance Innovation: Needs, Gaps and Opportunities

Insurance Innovation: Needs, Gaps and Opportunities

Presentation at the Innovation Forum and FSDU Insurance Challenge Fund Launch - Kampala, 10 December 2018. Contents: The changing insurance landscape globally The need for insurance: unpacking the risk experience of Ugandans ...
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FinTech in Uganda: Implications For Regulation

FinTech in Uganda: Implications For Regulation

FinTech holds great potential for both financial inclusion and economic development in a wider sense. Digital financial solutions have been expanding access and reach to consumers, especially the unbanked and under-banked. They ...
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FinScope Uganda 2018 Survey Report

FinScope Uganda 2018 Survey Report

The FinScope 2018 survey was designed to determine how individuals 16 years or older (i.e. adults) manage their money, the extent to which they use financial services to do so, and to ...
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Survey: Data in FSP Decision-Making

Survey: Data in FSP Decision-Making

Insight2impact (i2i), FSD Africa and Oxford Policy Management (OPM), together with Financial Sector Deepening Uganda (FSDU) – developed and implemented an online survey that sought to understand the ways in which financial ...
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Linkage Banking in Uganda

Linkage Banking in Uganda

This report is of a study on linkage banking, commissioned by FSD Uganda to enhance understanding of relationships between Savings and Lending Groups (SLGs) and Financial Services Providers (FSPs). The report highlights ...
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Market Research on Interoperability in Mobile Financial Services in Uganda

Market Research on Interoperability in Mobile Financial Services in Uganda

Friends Consult Limited (FCL) was commissioned by Financial Sector Deepening Uganda (FSDU) in collaboration with Bank of Uganda (BoU) to conduct market research on interoperability in mobile financial services in Uganda. Interoperability ...
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Customer Satisfaction and Needs Assessment: A Report about Uganda's Insurance Sector

Customer Satisfaction and Needs Assessment: A Report about Uganda’s Insurance Sector

This survey was commissioned by the Financial Sector Deepening Uganda (FSDU) on behalf of Uganda Insurers Association (UIA). The survey was implemented by Ipso was conducted within the major towns of the four regions of ...
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Kampala Private Schools Market Study Full Report

Kampala Private Schools Market Study Full Report

CapitalPlus Exchange (CapPlus) prepared this analysis for financial institutions in Kampala to provide insights on the market opportunity represented by low-fee private schools. The report includes: • Description of the size and ...
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Kampala Private Schools Market Study Summary Report

Kampala Private Schools Market Study Summary Report

The research explores the opportunity for financing low-cost private schools. A total of 223 school proprietors and local education officials were interviewed in this study. The top-line findings from the study show ...
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Agency Banking in Uganda An Assessment of the Potential Challenges and Opportunities

Agency Banking in Uganda An Assessment of the Potential Challenges and Opportunities

FSD Uganda is an independent, not for profit company. We support innovation, conduct research and help promote and improve policy, laws and regulation that shape the financial sector. Our objective is a ...
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Uganda 2013 FinScope Main Report

Uganda 2013 FinScope Main Report

To date, FinScope surveys have been carried out in 18 African countries including Uganda. FinScope III survey for Uganda follows two previous-FinScope I and II surveys carried out in 2006 and 2009 ...
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Agent Network Accelerator Survey: Uganda Country Report 2015

Agent Network Accelerator Survey: Uganda Country Report 2015

The findings, based on interviews with over 2,200 mobile money agents interviewed in 2015, the ANA Uganda report, funded by the Bill & Melinda Gates Foundation, FSDU, IFC, FSDA and the United ...
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Market Research Report For Northern Uganda

Market Research Report For Northern Uganda

The main objective of the market research was to assess the needs, preferences and capacities of the potential customers in Oyam and surrounding districts. This document presents the findings of the study ...
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Uganda National Small Business Survey Report

Uganda National Small Business Survey Report

The National Small Business Survey assessed the nature and scope of MSMEs in Uganda. The purpose of the survey was to identify constraints to MSMEs’ development and growth with a focus on ...
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The Uganda Microfinance Sector Effectiveness Review

The Uganda Microfinance Sector Effectiveness Review

The Uganda Microfinance Sector Effectiveness Review for 2014 is an initiative of the Financial Sector Deepening (FSD) Uganda based on a similar review that was done by the Consultative Group for Assisting ...
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Uganda 2013 FinScope Summary Report

Uganda 2013 FinScope Summary Report

Uganda's Vision 2040 highlights the lack of access to finance as one of the barriers affecting the competitiveness of the economy. There is limited access to credit and most individuals and firms ...
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