Synopsis: The FI4R project, co-funded by Financial Sector Deepening (FSD) Uganda and Financial Sector Deepening (FSD) Africa – in collaboration with BFA Global – includes a ground-breaking study that will track the financial lives of refugees in Uganda for 12 months. This study is informing the development of financial products and services offered to refugees and their host communities by three implementing partners – Rural Finance Initiative, VisionFund Uganda and Equity Bank Uganda Ltd. – as well as other market actors. The implementing partners have been provided with funding and technical assistance to launch innovative projects which will create efficiency in humanitarian payments and provide relevant formal financial services to refugee settlements in the West Nile region and Isingiro District. These market-led interventions are expected to enable better integration, strengthen the resilience of households by stimulating economic activity and increase take-home incomes. VisionFund Uganda piloted a unique wholesale credit model for savings groups in West Nile region. The repayment and share-out data of existing and stable NGO-supported groups has been used to determine their eligibility for additional loan capital, enabling them to invest in productive activities.