Ensuring Resilience in the Supply of Agricultural Finance amidst the COVID-19 Pandemic: Lessons from the Integrated Cooperative Model.

Ensuring Resilience in the Supply of Agricultural Finance amidst the COVID-19 Pandemic: Lessons from the Integrated Cooperative Model.

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    COVID-19 disrupted the supply chains of the agricultural sector. Much as farming was one of the essential services that were exempted from the government lockdown measures, the distribution of the agricultural produce was limited due to restrictions on movement during the lockdown.

    Over the last decade there has been an increased emphasis on cooperative development which has resulted in exponential growth in the Savings and Credit Cooperative Organizations (SACCOs). However, SACCOs are insufficient in addressing the financing challenges of agriculture because they are limited in how far they can mitigate against the risks inherent in agriculture.

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